$689,000

96147 MONTEGO BAY, Fernandina Beach, FL 32034

5 beds |
3 baths |
2,350 sqft

Single-Family Home
Built in 2005
9,583sqft lot
2 car garage
$293/sqft
Listed 1 month ago

Property Description

Centrally Located Amelia Island Home - Just 1 Mile from the Beach Beautifully remodeled 5-bedroom, 3-bath home with new roof, true hardwood floors, and a flexible layout featuring four bedrooms upstairs plus a main-level master suite. The kitchen and living areas open to a large covered porch and screened back patio, ideal for entertaining. Spacious backyard offers plenty of room for a pool. Modern upgrades include a UV Ray HVAC sanitizer system for clean, healthy air. Added benefits: no city taxes, not in a flood zone, and no rental restrictions—a rare find on Amelia Island. While most neighbors are year-round residents, the community also welcomes seasonal living, making this property perfect as a primary home, vacation retreat, or investment. Conveniently located just one mile from pristine beaches and short distance to shopping, dining, and schools, this home captures the best of island living.

Listing Status:: Pending
Date Added:: September 22, 2025 at 05:00AM
Listing Office:: HOMECOIN.COM : 888-400-2513
Listing Agent:: JONATHAN MINERICK : 888-400-2513
MLS ID:: 2109796

General: Breakfast BarCeiling Fan(s)Entrance FoyerEat-in KitchenKitchen IslandPantrySmart HomeSmart ThermostatWalk-In Closet(s)Primary Bathroom - Tub with ShowerBreakfast Nook
Appliances: Convection OvenDryerDisposalGas OvenGas Water HeaterMicrowave
Laundry: Electric Dryer HookupGas Dryer HookupWasher Hookup
Flooring: Tile
A/C: Central AirElectricMulti Units
Heating: CentralElectric
Fireplace: GasFireplaceFireplaces: 1

General: Outdoor Shower
Style: Contemporary
Parking: Additional ParkingGarageGarage Door OpenerOn Street

General: Stucco2

Road/Access: Private Road
HOA Amenities: 40.0Monthly
Originating MLS: realMLS (Northeast Florida Multiple Listing Service)
County: Nassau

Zoning: 000030031500470000
Fencing: Back YardFullPrivacyWood
Current Use: Single Family

Utilities: Cable ConnectedElectricity ConnectedPropaneSewer ConnectedWater Connected
Water: Public
Sewer: Public Sewer

Source: realMLS (Northeast Florida Multiple Listing Service)

This listing courtesy of JONATHAN MINERICK, HOMECOIN.COM

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Emma Love Hardee Elementary School

2200 Susan Dr, Fernandina Beach, FL, 32034

Grades 3-5

0.46 miles away

Fernandina Beach Middle School

315 Citrona Dr, Fernandina Beach, FL, 32034

Grades 6-8

2.42 miles away

Fernandina Beach High School

435 Citrona Dr, Fernandina Beach, FL, 32034

Grades 9-12

2.22 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.