$169,000

628 RIDGE TERRACE, Winter Haven, FL 33881

3 beds |
2 baths |
1,073 sqft

Condominium
Built in 1999
1,307sqft lot
—— car garage
$158/sqft
Listed 6 days ago

Property Description

Updated 3-Bed, 2-Bath Condo in a Lakefront Community! Experience easy Florida living in this beautifully updated 3-bedroom, 2-bath single-story condo in the desirable Winter Ridge community on Lake Smart. Enjoy new plank floors, an open living area, and a spacious screened-in patio — perfect for morning coffee or evening relaxation. The community offers lake access and a sparkling pool, giving you the best of the Florida lifestyle without the upkeep. Conveniently located near Central Florida’s top attractions and theme parks, this home combines comfort and accessibility. With an affordable HOA and low-maintenance design, it’s a smart move for anyone ready to stop renting and start owning — all while keeping monthly costs manageable. Modern, welcoming, and perfectly located — this condo checks all the right boxes.

Listing Status:: Active
Date Added:: October 22, 2025 at 05:00AM
Listing Office:: KELLER WILLIAMS REALTY SMART : 863-577-1234
Listing Agent:: Casandra Vann : 863-546-5446
MLS ID:: L4956747

General: Ceiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorSplit Bedroom
Appliances: DishwasherDryerMicrowaveRangeRefrigeratorWasher
Laundry: Inside
Flooring: LaminateTile
A/C: Central Air
Heating: Central

General: Lighting

Roofing: Shingle
General: BlockOneSlab

Road/Access: Paved
HOA Amenities: Maintenance StructureMaintenance Grounds651.0Quarterly
Originating MLS: mfrmls
County: Polk

Zoning: WINTER RIDGE CONDOMINIUMS OR 3047 PGS 2235 THRU 2286 UNIT 174 AND UNDIVIDED INTEREST IN THE COMMON ELEMENTS AS PER CONDO DECLARATION26-28-09-530002-001740

Utilities: BB/HS Internet AvailableCable AvailableElectricity AvailablePhone AvailableWater Available
Water: Public
Sewer: Public Sewer

Source: mfrmls
Ownership: Fee Simple

This listing courtesy of Casandra Vann, KELLER WILLIAMS REALTY SMART

Monthly Payment

$Est. Payment

Principal & Interest $
Property Taxes $
Home Insurance $
VA Funding Fee $

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Location

Schools Nearby

Lake Alfred Elementary School

550 E Cummings St, Lake Alfred, FL, 33850

Grades PK-5

1.99 miles away

Denison Middle School

400 Avenue A SE, Winter Haven, FL, 33880

Grades 6-8

2.73 miles away

Winter Haven Senior High School

600 6th St SE, Winter Haven, FL, 33880

Grades 9-12

3.21 miles away

Disclaimer: School and School District information courtesy of the National Center for Education Statistics (NCES). School boundaries may change. Proximity to listed schools does not guarantee enrollment eligibility. Contact the school district for more information and exact boundaries.